$25K to $50K in Total Personal Unsecured Lines Of Credit-700+Credit Score Required
PERSONAL FUNDING PROGRAM:
NO Upfront Costs! 10% Success Fee on the Back-End. If your Credit meets the Credit Requirements below, then you can go on our Personal Funding Program. This Program is designed to get you Approved for Personal Unsecured Credit Cards and is a FULL SERVICE Program in the sense that we complete and manage all Credit Card Applications for you – All you need to do is provide any supporting Documentation Lenders may ask for, such as Utility Bill, Phone Bill, Bank Statement, etc. in a timely manner so your Applications can be Approved as quickly as possible. Many Lenders approve within 60 Minutes and Fund within 72 Hours, but, some take longer.
$25K to $50K in Total Personal Unsecured Credit Card Approvals is realistic to expect within 3 Weeks(AVERAGE 72HRS)
3-Bureau Credit Monitoring (Recommended)
We ask for your Credit Monitoring Account Login so we can analyze your Credit Report and determine which Lenders are most likely to approve you for the LARGEST Credit Limits at the LOWEST Interest Rates possible. If you do not provide this information, then we will select Lenders based solely on your estimated Credit Scores which is not as accurate as having access to your Credit Monitoring.
Don't have 3-Bureau Credit Monitoring? Sign-Up at https://www.creditchecktotal.com.com for FREE now.
IDEAL CREDIT REQUIREMENTS:
1. 3+ Years of Clean Credit History (Ideally 5+ Years):
No Derogatory Items or at least none in the recent past.
2. 3+ Open Revolving Credit Accounts:
Must have at least 3 Open Revolving Accounts
3. 35% or Lower Revolving Debt Ratio:
If your Combined Unsecured Revolving Debt is more than 35% of your Combined Unsecured Revolving Credit Limit, lender will ask for more documentation.
4. 700+ Credit Scores:
If your Scores are under 700, We will work with a 680+ On A Case By Case Basis.
5. No More Than 6 Inquiries per Credit Bureau in the last 6 Months:
If you have too many Hard Inquiries(Applying for Auto, Personal, or Mortgage) with too many lenders in six(6) months, you will be declined.
1. You agree to pay us the Success Fee of 10% (Ten Percent) of the maximum credit limit or maximum gross loan amount of each credit facility approved with our assistance and understand that Success Fees are due within 24 hours after you receive access to funds. For Credit Card Approvals, we allow you to pay the Success Fee using the actual Credit Card(s) you receive in the mail. We may submit up to a Maximum of 10(Ten) Credit Applications for you and/or your Business to Lenders we select. Any additional Credit Applications will need your written authorization. We cannot guarantee that you will be approved for any particular amount of financing. Results vary from Client to Client. We will not honor any request to limit, restrict, and/or exclude any Lender(s) or Financial Product(s) from our internal list of potential Lenders we may submit your Credit Application to. By using our Service you are trusting our judgment in selecting all Lenders and Financial Products.
2. You must be actively involved in the application process and follow our instructions in a timely manner. We will always do as much as possible to save you time and facilitate the process for you, but there are certain things you will need to do yourself. You must be honest and tell us the truth about how much you are approved for with each lender, and you must be ready and willing to accept all the unsecured financing we obtain for you up to your requested maximum – whether it is a Loan, Line of Credit, or Credit Card, and you must not intentionally sabotage any Approvals we obtain for you by failing to provide information, failing to do verification calls, and/or declining Approvals.
3. You must inform us of each lender’s approval or denial decision in a timely manner. You will do this by providing us with either an approval or denial letter from the lender within a maximum of 10 calendar days or less from each credit application’s submission date.
UNPAID SUCCESS FEE POLICY:
You hereby authorize us to send written demand to Lenders ordering them to immediately terminate and shut down any Credit Accounts obtained on your behalf for which you fail to pay the Success Fees Due(10%) or, for which the Success Fees due cannot be determined due to your failure to provide Approval/Denial Letters.
Once you activate a Credit Card, Loan, or Line of Credit and have access to the Funds, our Success Fee for the Approval is Fully-Earned and Non-Refundable. We are not responsible for subsequent Lender actions after a Credit Facility is activated.
IF YOU QUALIFY FOR FUNDING YOUR APPLICATION WILL BE SUBMITTED TO LENDERS IMMEDIATELY.
QUESTIONS & ANSWERS
Q: Do you submit all Credit Applications?
A: Yes, we submit all Credit Applications for you, as we know which lenders are likely to approve your application. You just need to follow up with each lender and provide anything they ask for such as Proof of Address, Photo ID,etc. Proof of Income is typically not needed.
Q: How do I pay your 10% Success Fee after I get funded?
A: You pay our Success Fee from each amount you were approved for using the actual Credit cards you receive in the mail, and the transaction will be a Purchase Transaction and will go on the Purchase APR.
Q: When are your Success Fees Due?
A: Our Success Fees are due within 24hrs upon you receiving your Credit Cards
Q: How long does it take New Personal Credit Cards to show up on my Credit Report?
A: New Personal Credit Cards typically take 3-7 Days to show up on your Credit Report after you get Approved, but, sometimes can take up to 60 Days with some of the smaller Lenders
Q: How will you know how much I am approved for?
A: We will know because, first of all, we assume the best about all of our clients that they will do what they agreed to do in accordance with our Terms Of Service. Second, you will need to provide us an Approval or Denial Letter within 10 Days for every Credit Application we submit for you. Lenders are required by Law to send you their decision in writing in the mail, and you will email or fax us these letters as you receive them.
2)UNPAID SUCCESS FEE POLICY: You hereby authorize us to send written demand to Lenders ordering them to immediately terminate and shut down any Credit Accounts obtained on your behalf for which you fail to pay the Success Fees Due or for which the Success Fees due cannot be determined due to your failure to provide Approval/Denial Letters. Do you understand our Unpaid Success Fee Policy? Must answer "Yes" in application below to continue.
3)REFUND POLICY: Once you activate a Credit Card, Loan, or Line of Credit and have access to the Funds, our Success Fee for the Approval is Fully-Earned and Non-Refundable. We are not responsible for subsequent Lender actions after a Credit Facility is activated. Must answer "Yes" on application to continue.
PLEASE COMPLETE APPLICATION BELOW. THANK YOU!